VEHICLE INSURANCE COVER AND ITS BARRIER

The biggest sector of litigation is connected with auto vehicle activity. Either accident or any other activity, even the old motor act of 1988 has thrown many problems. Therefore Supreme Court decided few days ago 20 issues related to this section. The questions before the apex court for immediate attention are the liabilities of the insurances companies.
1. The driver of the vehicle holding no valid license at the time of accident.
2. Passenger injured while traveling in goods vehicle.
3. Claim of guest in passenger car.
4. Over loading of vehicles.
5. Bouncing of cheque.
6. Assessment of damage to the compensate to the dependant.
7. Violation of terms and conditions of the insurance policies.
8. Sections 146, 147,149,166 of Motor Vehicle Act were also discussed in the Apex Court.
U.P state transport corporation Versus Trilok Chandra and Khusnuma versus new India assurance were also discussed in the apex court. There are already many questions referred by small benches of the supreme court for hearing it the main question is still their that even dependents are eligible for compensation. The basis of quantum of compensation even the inflation is to be account for. These all questions are awaiting clear cut mandate from law makers or the apex court. In my view these question will relieve the burden of the courts from the various pending disputes.

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